Capital Trust Limited (CTL) is a Non-Banking (non-deposit taking) Finance Company listed on the Bombay Stock Exchange (BSE). The company has 30 years of operating history and has been promoted by prominent ex-bankers, including Mr. K.R. Puri (former Governor of RBI) and Justice H.S. Beg (former Chief Justice of India. Mr. R.K. Kaul (former Deputy Governor of the RBI) served as Chairman of the company from 1987 - 2001, following which Mr. S.D. Verma (former of Chairman Allahabad Bank) assumed his duties till 2005.


Tapping the Missing Middle:The debt gap for MSMEs in India is estimated to be $198 billion, and this number is increasing at 11 percent per year. By focusing on the untapped market of micro and small enterprises in rural and semi-urban areas, CTL caters to this unfinanced sector which is not covered either by banks or larger asset finance companies.

Range of Loan Amounts: Working as a business correspondent of Yes Bank, and a NBFC in the MSME sector, Capital Trust Limited is able to provide loans in the ticket size of Rs. 20,000 - Rs. 5,00,000. Not many companies can provide loans with this varied loan amount size.

Branch Banking Model: Capital Trust Limited follows the Branch Banking Model in which all its clients live within 15kms. from the branch where they have obtained the loan.