About

Capital Trust is a Non-Banking Finance Company (non-deposit taking) listed on the Bombay Stock Exchange. The company has 30 years of operating history, promoted by prominent ex-bankers, which included the then recently retired Governor RBI, Mr K.R. Puri. Other promoters also included the then retired Chief Justice of India.

Micro and Small Loans

We provide micro and small loans predominantly in rural and semi urban areas. Loans are given to those who are not financially included in the banking sector. Our loan sizes start from Rs. 20,000 and go up to Rs. 5 Lakhs. Borrowers use these loans for income generation from activities like Agriculture, Dairy and Livestock, Trading, Retail, Services, Food related activities. We are also a business correspondent of YES Bank and provide loans under microfinance to Self Help and Joint Liability groups. We have just introduced vehicle loans (2 - wheeler and small commercial vehicle) predominately to cater to the needs of the company's 120,000 borrower base. We are currently operating in 4 States in North India covering 16 Districts with 77 branches.